COLI and TOLI, Funding Alternatives for Nonqualified Plans

Fulcrum Partners Executive Benefits News

Taxable Vs. Tax Efficient

COLI and TOLI: Funding Alternatives for Nonqualified Plans

 

  • Pay as You Go (do nothing)
  • Taxable Securities
  • Corporate Owned Life Insurance (COLI)

Taxable vs. Tax Efficient

Taxable securities

  • Selected for all types of nonqualified plan funding.
  • Able to provide a range of alternatives that may be allocated to meet plan specific needs.
  • Most effective if company is not a tax payer.

Life insurance /Corporate-Owned Life Insurance (COLI):

  • Elected for all types of nonqualified plan funding.
  • Able to provide a range of alternatives that may be allocated to meet plan.
  • Most efficient if company is a tax payer.

COLI and TOLI

Find out how COLI could benefit your company and your executives.

Contact Fulcrum Partners. www.fulcrumpartnersllc.com/team/